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Policies & certificates

Everything important. One tidy place.

No pile of PDF links. Use the tabs below to read our policies, charges, complaints route and membership details directly on the website.

At a glance

Protected, accountable and easy to check.

This page brings together the public information a seller, landlord, buyer, tenant or website visitor may reasonably need. Certificates are displayed as readable previews rather than separate downloads.

CMP
CURRENT FILE

Client Money Protection

Propertymark CMP Security Certificate for My World UK Consultancy Limited, trading as My World Estates.

Scheme reference
C0128928
Renewal
Replace after the September 2026 renewal
PRS
CURRENT

Property Redress

Independent redress membership for My World UK Consultancy Limited.

Membership
PRS013540
Expiry
17 September 2026
ICO
CURRENT

ICO registration

Data protection registration for My World UK Consultancy Limited at 19 High Street.

Reference
ZA073982
Expiry
3 September 2026
ARLA
MEMBERSHIP

ARLA Propertymark

Professional membership referenced in the supplied policies and landlord guide.

Membership
M0212918
Business
My World Estates
Renewal reminder: replace the ICO, Property Redress and CMP evidence as soon as the renewed documents are issued.
Privacy notice

How we use personal information.

Last updated July 2026. My World Estates is a trading name of My World UK Consultancy Ltd, registered office 19 High Street, West Bromwich, B70 6PJ. Where relevant, this notice also covers associated group companies My World Estates UK Ltd and My World Property Investment Ltd. The data controller is registered with the ICO under ZA073982.

Who this notice applies to

  • Sellers instructing us to market or sell a property.
  • Landlords instructing us to let or manage a property.
  • Buyers enquiring about, viewing or offering on a property.
  • Tenants, applicants and guarantors applying for or renting a property.
  • Contractors and suppliers working at properties we manage.
  • Website visitors making enquiries, registering for alerts or requesting an instant valuation.
  • Clients requesting an introduction to an approved mortgage or financial-services provider, where available and with consent.

Information we may collect

  • Identity and contact details, including name, address, email, phone number and date of birth.
  • Identification and verification documents for AML and Right to Rent checks.
  • Financial, employment, bank, referencing, rent and transaction information.
  • Property details, photographs, floorplans and valuation information.
  • Tenancy agreements, deposit details, rent history, repairs, complaints and correspondence.
  • Contractor contact, insurance, qualification, invoice and payment information.
  • Website and enquiry data, including form submissions, IP address, browser information and cookie choices.
  • Marketing preferences.

Why we use it

Contract

To sell or let property, process applications, manage tenancies, collect rent, handle deposits, arrange maintenance and provide requested valuations.

Legal obligation

For AML, Right to Rent, deposit protection, safety, tax, accounting and regulatory reporting.

Legitimate interests

To respond to enquiries, keep business records, prevent fraud, protect clients, improve services and send relevant property information to registered applicants.

Consent

For marketing and any requested introduction to an approved mortgage advisor or financial-services provider.

Instant valuations and referrals

When you request an instant valuation, we use your contact and property details to generate and discuss the estimate. Where an approved referral service is available, details are passed to a provider only with your consent. Any referral fee or commission will be disclosed.

Who we may share information with

Where necessary: referencing agencies, deposit schemes, contractors, utilities and councils, landlords and tenants, solicitors, conveyancers, surveyors, approved mortgage providers, property portals, professional advisors, regulators, public authorities and contracted IT providers. We do not sell personal information.

Retention

  • Sales and lettings client records: generally six years after the relationship ends.
  • Tenancy records: generally six years after the tenancy ends.
  • AML records: five years after the business relationship ends.
  • Unsuccessful applications and enquiries: up to 12 months after last contact.
  • Marketing data: until you unsubscribe or ask us to stop.

Your rights

You may request access, rectification, erasure, restriction, portability, object to certain processing and direct marketing, or withdraw consent. We normally respond within one month and normally charge no fee.

Security and complaints

We use appropriate technical and organisational controls and limit access to people who need the information for their work. Contact us first about any concern. You may also complain to the Information Commissioner’s Office at ico.org.uk, by telephone on 0303 123 1113, or by post at Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF.

Privacy contact info@myworld-estates.co.uk 0121 285 1986 19 High Street, West Bromwich, B70 6PJ

Website accounts and saved items

If you create a free website account we process the details you register (name, email address, phone number and your stated interest), your saved properties and articles, and a history of enquiries you submit while signed in, so that we can operate the account feature and respond to you. In the current prototype this information is held only in your own browser (localStorage) and is not transmitted to us until you submit an enquiry; once a customer portal launches, account data will be stored on secure servers and this notice will be updated. Marketing updates are sent only if you opt in and you can withdraw consent at any time. You can delete your account and all saved data instantly from the account page.

Cookie policy

Your choices stay visible.

Last updated July 2026. Cookies and similar storage help the site work, remember preferences and, only with consent, measure use or display third-party content.

How categories work

Essential

Needed for website security, forms and saving your cookie choice. These cannot be switched off through our tool.

Analytics

Helps us understand which property, service and valuation pages are used. Switched off unless you consent.

Functionality

May enable maps, review widgets or embedded content. Switched off unless you consent.

Marketing

May support advertising and remarketing. Switched off unless you consent.

Storage currently used by this prototype

Name Provider Purpose Duration
mweCookieConsent My World Estates website Records your cookie category choices 12 months
mweAccent My World Estates website Remembers the visual accent colour selected by the visitor Until cleared
_ga / _ga_* Google Analytics Only if analytics is installed and you consent Up to 2 years
Map/review provider storage Third-party provider Only if embedded content is installed and you consent Provider-specific

The live cookie table must be checked against a cookie audit whenever analytics, maps, reviews, chat or advertising tools are added.

Your choices

On your first visit, the cookie banner allows you to accept all, reject non-essential storage or manage each category. You may change your selection at any time.

Browser controls and changes

You can also delete or block storage through your browser settings, although this may affect forms, property search or saved preferences. We review this policy when the technology used by the website changes.

Cookie questions info@myworld-estates.co.uk 0121 285 1986 19 High Street, West Bromwich, B70 6PJ

Browser storage used by this site

Alongside cookies, the site uses localStorage in your browser for: your accent colour choice (mwe_accent), your cookie decision (mwe_cookie_choice) and, if you create an account, your account profile and saved items (mwa_users, mwa_session). This data stays on your device, is not used for tracking, and is removed if you delete your account or clear your browser data. Any future analytics or third-party embeds will only load after you choose "Accept all".

Complaints procedure

Tell us. Let us investigate. Escalate when needed.

Last updated July 2026. This written procedure applies to sellers, buyers, landlords and tenants.

01

Tell us about the complaint

Write with the property address, dates, people involved and the outcome you are seeking.

Davinder Chopra, Managing Director davinder.chopra@myworld-estates.co.uk My World Estates, 19 High Street, West Bromwich, B70 6PJ
02

Acknowledgement

We will acknowledge the complaint in writing within three working days and tell you who is handling it.

03

Investigation and response

The Managing Director, or a senior team member not directly involved, will review the file and speak to those concerned. A formal written outcome will normally be sent within 15 working days. If more time is needed, we will explain why and give an updated timescale.

04

Internal review

If dissatisfied, request a review within 14 days. A separate senior review will be carried out and a final written viewpoint normally issued within 15 working days of the review request.

05

Independent redress

After the final viewpoint letter, or if more than eight weeks have passed since the written complaint, you may refer it free of charge to the Property Redress Scheme. Referral should be made within 12 months of our final viewpoint letter.

Property Redress Scheme · PRS013540 www.theprs.co.uk 0333 321 9418 info@theprs.co.uk Premiere House, 1st Floor, Elstree Way, Borehamwood, Hertfordshire, WD6 1JH
Permitted tenant payments

What tenants may—and may not—be charged.

Last updated July 2026. The list below is the public charging schedule supplied for tenancies handled by My World Estates.

01

Rent

The agreed monthly rent shown in the tenancy agreement and property listing. For tenancies beginning on or after 1 May 2026, the supplied policy states that rent is not required before signing and no more than one month is required in advance.

02

Holding deposit

No more than one week’s rent. It is credited towards the first rent or deposit if the tenancy proceeds. The supplied policy explains the limited circumstances in which it may be retained.

03

Tenancy deposit

Up to five weeks’ rent where annual rent is below £50,000, or six weeks’ rent where annual rent is £50,000 or more. The deposit is protected in an approved scheme.

04

Tenant-requested change

£50 including VAT, or reasonable evidenced costs if higher, for an agreed variation, assignment or novation such as a change of sharer.

05

Early termination

Where requested by the tenant, a payment not exceeding the landlord’s loss and the reasonable evidenced cost of re-letting.

06

Keys and security devices

The reasonable evidenced cost of replacing a lost key, fob, garage remote or similar security device.

07

Late rent interest

Where rent is more than 14 days overdue, interest may be charged at no more than 3% above the Bank of England base rate, calculated from the due date until payment.

08

Utilities and bills

Gas, electricity, water/sewerage, council tax, TV licence and communications where the tenancy agreement makes the tenant responsible, charged only at cost.

We do not charge tenants for: referencing or credit checks, administration or applications, inventories, viewings, tenancy setup or renewal, routine professional cleaning, or other prohibited payments.
Tenant payment questions davinder.chopra@myworld-estates.co.uk 0121 285 1986 CMP C0128928 · Property Redress PRS013540
Fees & referrals

Clear charges and transparent introductions.

Landlord service prices are inclusive of VAT. Portfolio or property-specific terms are confirmed in writing before instruction.

LET ONLY
£550

or three weeks’ rent—whichever is lower

  • Valuation, marketing and viewings
  • Referencing and Right to Rent
  • Tenancy documents and deposit setup
RENT GUARANTEED
12–20%

typically, agreed after assessment

  • Fixed-rent framework under written terms
  • Eligibility and guarantee period assessed
  • Exact package confirmed before start

Optional extras

  • Document-only service: £150 one-off.
  • Deposit protection with document-only service: £75.
  • Independent inventories, rent-review notices, works management and compliance certificates: quoted before instruction.

Referral fee disclosure

We distinguish between an exclusive referral arrangement, where a fee or other benefit is received and disclosed at the time, and signposting, where we simply point a client towards a provider and receive nothing. You are never obliged to use a recommended provider.

Conveyancing

Any exclusive arrangement and fee is disclosed at the point of referral. Otherwise we signpost only.

Insurance

Any fee or commission for buildings, contents, landlord or rent-protection insurance is disclosed before introduction.

Utilities and contractors

Any payment or commission arrangement is disclosed. Otherwise no referral benefit is received.

Inventories and deposit alternatives

Any referral arrangement is disclosed. Deposit replacement products are optional and a traditional protected deposit remains available.

If an approved mortgage introduction service becomes available, any lender procuration fee will be disclosed in the relevant illustration and offer documentation.

Ask whether a referral fee applies davinder.chopra@myworld-estates.co.uk 0121 285 1986
Website terms

Terms of use and important disclaimers.

Last updated July 2026. By using this website, you agree to these terms. They should be read with the Privacy Notice and Cookie Policy.

1. Use of the website

The website is for personal, non-commercial use to learn about services and properties. Do not misuse it, seek unauthorised access, introduce harmful code, scrape data or use it unlawfully. We may suspend or withdraw all or part of the website.

2. Copyright and photographs

Text, photography, floorplans, video, virtual tours, branding and design are owned by or licensed to My World Estates and protected by intellectual-property law. Personal viewing and printing is allowed; reproduction or commercial use requires written consent.

3. Property particulars

Descriptions, photographs, floorplans and tours are a general guide. They do not form an offer, representation or contract. A sale or tenancy is concluded only through the appropriate legal documents.

4. Measurements and descriptions

Room sizes, floor areas, distances and orientation are approximate. Services, appliances and fixtures are not warranted as tested or working. Prospective buyers and tenants must satisfy themselves by inspection, survey or otherwise.

5. Availability and pricing

Properties may be withdrawn, sold or let without notice. Prices and rents may change and are not guaranteed until exchange of contracts or signing of a tenancy. Additional costs may include deposits, service charges, ground rent or tax.

6. External links

Third-party links are provided for convenience. We do not control and are not responsible for their content, accuracy, security or privacy practices.

7. Automated tools

Any instant valuation, rent, yield or repayment illustration is an estimate, not a formal valuation, investment advice, mortgage advice, lending decision, quotation or offer. Results do not account for every property feature, cost, personal circumstance or provider criterion.

8. No reliance without professional confirmation

Website information is general guidance and not legal, financial, tax, surveying or other professional advice. Verify material facts and obtain appropriate advice before entering a transaction.

9. Liability and general terms

Nothing excludes liability that cannot lawfully be excluded, including fraud, death or personal injury caused by negligence. These terms may be updated. They are governed by the law of England and Wales, with exclusive jurisdiction in its courts.

Website terms contact davinder.chopra@myworld-estates.co.uk 0121 285 1986 19 High Street, West Bromwich, B70 6PJ
Mortgage regulatory status

The supplied disclosure is not published.

The document supplied to us is prominently marked “DRAFT — NOT FOR PUBLICATION” until Appointed Representative status is confirmed on the FCA Register and the principal firm approves the wording.

Current website position: the mortgage calculator and promotional mortgage page have been removed from the public navigation in this version.

Before a mortgage section can go live

  1. Confirm the exact trading or individual name shown as the Appointed Representative.
  2. Confirm the principal firm name and FCA reference number.
  3. Obtain written principal approval for the page, calculator and all advertising.
  4. Confirm the permitted scope of advice and lender panel wording.
  5. Insert approved fee, procuration fee, repossession, data-sharing and complaints wording.

After those points are completed, the approved disclosure can be added here as readable website content.

Need something explained?

Policies should answer questions—not create more.

Call or email the High Street team if you need help understanding a charge, process or document.

Contact the team
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